Wednesday, September 2, 2009

WHY HEALTH CARE REFORM?

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No one should die because they cannot afford health care, and no one should go broke because they get sick - Jenny Lawson

DR. QUAN XUAN DINH - TRANH CÃI VỀ CẢI TỔ BẢO HIỂM Y TẾ - DISCUSSION OF H.R. 3200 - "America's Affordable Health Choices Act"

THE SECURITY YOU GET from health insurance reform:

No Discrimination for Pre-Existing Conditions
Insurance companies will be prohibited from refusing you coverage because of your
medical history.

No Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays

Insurance companies will have to abide by yearly caps on how much they can charge for
out-of-pocket expenses.

No Cost-Sharing for Preventive Care
Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.

No Dropping of Coverage for Seriously Ill
Insurance companies will be prohibited from dropping or watering down insurance
coverage for those who become seriously ill.

No Gender Discrimination
Insurance companies will be prohibited from charging you more because of your gender.

No Annual or Lifetime Caps on Coverage

Insurance companies will be prevented from placing annual or lifetime caps on the coverage you receive.

Extended Coverage for Young Adults
Children would continue to be eligible for family coverage through the age of 26.
Guaranteed Insurance Renewal

Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full Insurance companies won’t be allowed to refuse renewal because someone



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